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Friday, 3 April 2020

NBU currency exchange rates


13 June 2013

UK moves towards cashless society as online sales continue to boom

According to a recent survey by the British Retail Consortium (BRC), cash continues to decline in popularity in the UK as more and more shoppers elect to use debit cards and newer payment methods such as PayPal. The Cost of Payment Collection Survey also found that credit and charge card use declined by 3.4 per cent in 2012 while debit cards were up 3.2 per cent.

The survey found that, in terms of monetary value, British consumers spent nearly 10 per cent less cash in 2012 both in terms of of number of transactions (-6.7%) and total money spent (9.7%). While cash remains the most popular method overall payment method, online shopping and the use of self-service check-outs has accelerated the use of electronic alternatives. 
The other major finding of the BRC survey of both online and high street retail is that consumers increasingly prefer debit to credit cards as they attempt to wean themselves off the credit habit. Meanwhile PayPal and other online payments now account for 5 per cent of all transactions.

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