Using cards for purchases continues to grow
Cardholders of 42 UPC`s client-banks made 467 million transactions during the first three quarters of 2012. It is 19% more than in the same period of 2011. Among these operations share of cash withdrawals, purchases in POS-terminals and internet-payments for products and services reached 190 million.
Ukrainians more often pay with payment card in sales outlets and internet instead of cash withdraws in ATMs. Share of purchases in POS-terminals was 29% among all operations during first three quarters of 2012. The share of cash withdrawals reached 67%. In the same period of 2011 this indicator was 75 %. The number of purchases in POS-terminals increased by 54% during the first three quarters of 2012 comparing to the same period of 2011. The growth of operations in ATMs reached only 8%.
Banks implement more and more POS-terminals. During the first three quarters of 2012 the number of POS-terminals increased by 21% while the number of ATMs increased only by 3%.
Among all transactions made with cards purchases in POS-terminals and internet reached 10%. The number of internet transactions increased by 90% during the first three quarters of 2012.